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    General On-Line Banking

    APS Jan 7, 2012

    1. APS

      APS Administrator Staff Member

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      How many of you use it as opposed to writing cheques etc ?

      I use it all the time find it much more convenient.
       
    2. Naiwen

      Naiwen Chat Addict

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      I don't because mistrust online transactions. XD i already stanced on my blog that I won't make any transactions online, much less banking ones.
       
    3. Shortie861

      Shortie861 Administrator Staff Member

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      I use it all the time also, find it alot more convienient aswell myself however even though I do use it I still wonder how safe it really is.
       
    4. Naiwen

      Naiwen Chat Addict

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      I mean all your ips and stuff can be traced back, am I not right? And your personal infos might be leaked to third parties?
       
    5. APS

      APS Administrator Staff Member

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      The only 2 problems the wife and I have had with our banks both came from manual transactions.
      1 at a shop and 1 at a garage,the banks checked out our complaints and refunded our money.
      Never had a problem with on line banking.
       
    6. Naiwen

      Naiwen Chat Addict

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      Oh well, that's bemusing. I always thought online banking could get you into trouble.
       
    7. Shortie861

      Shortie861 Administrator Staff Member

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      Not as much into trouble but I think if you are not careful say using it on a public computer in a library and forgetting to log out can cause you problems :)

      I have heard in the past that if your computer is not secure enough people can then hack into your computer and see your screen and take any details they need to get into your bank account or use your bank account to purchase online if they wish, never had this happen to me but I do know someone who has a bank account that they don't really use too often that they had used by someone else and they couldn't work out how it had happened however they do use the online banking side of things so it does make you wonder.
       
    8. Zethus

      Zethus New Chatter

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      Yeah I use online banking all the time it's just way more easier and efficient. It's also nice being able to do it on my phone quick to throw in some transfers here and there.
       
    9. Smokey

      Smokey Shortie's Teddy Bear <3 Staff Member

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      I do my banking online all the time. I just change my passwords regularly so I don't really worry too much about anything bad happening to them. :) It's more efficient as stated above and just saves so much time....it's easy to swap cash between my savings and checking account and vice versa. :)
       
    10. Demon_skeith

      Demon_skeith Chataholic

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      I use paypal and check my bank from online. but not too much more than that.
       
    11. fiona1964

      fiona1964 Chataholic

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      I only use online banking to see what money I have in my account thats all
       
    12. LeftoverPizza

      LeftoverPizza New Chatter

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      I do all of my banking online usually, mainly because thats mostly were my bank operates.
       
    13. RJH

      RJH Getting There

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      If I did it is not something I would say on a public forum.
       
    14. APS

      APS Administrator Staff Member

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      Why ?
      If you said "Yes I use On Line Banking" what could anybody get from that ?
       
    15. benjaminp

      benjaminp Quiet Chatter

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      I use online banking ALL the time. It makes everything a lot easier.

      I use it to manage both mine and my girlfriend's accounts. That's managing money, making payments ect ect.

      I even use the Natwest on my iPhone, which is great as I have two accounts and sometimes need to transfer money between them.
       
    16. seximami

      seximami Talkative

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      Hubby and i do online banking and we love it. It's more convenient.